Agribusiness Sr Loan Officer I

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Description/Job Summary

Who we are:


We are a $24 billion wholesale bank that’s been financing agriculture and rural America for nearly 100 years.  Headquartered in Austin, Texas, we provide funding and services to rural lending cooperatives in five states and we’re active in the nation’s capital markets.  Join the Farm Credit Bank of Texas team and help us grow to meet the ever-changing credit needs of food and fiber producers, the agribusiness sector, and rural Americans. If you’re looking for a rewarding career with one of the nation’s most respected financial institutions – Farm Credit Bank of Texas (FCBT) may be a great fit for you.

Position Description:


Responsible for managing and developing a portfolio of industry leading production and agribusiness relationships. The Sr. Loan Officer will work closely with internal partners to facilitate the development of new business relationships as well as develop prospects through lead lists and COIs. The Sr. Loan Officer will play a vital role in the growth and development of the commercial portfolio and market share.  The Sr. Loan Officer has appreciable latitude for decision making; and should demonstrate the requisite analytical skills to do so. Works under moderate supervision.


Day to Day Duties and Responsibilities:

  • Serves a conduit for all product lines and matches client needs with appropriate products.
  • Develop new business by conducting marketing calls, involvement in community and industry functions, and providing timely service to customers.
  • Achieve credit quality goals including appropriate intervention measures to maintain the quality of the account.
  • Review approval or approve the extension of credit to certain accounts within delegated authority.
  • Ensure the portfolio administration and risk management of each client relationship is in compliance with established Bank credit policy, procedure and business strategy as well as commercial and regulatory guidelines. 
  • Negotiate credit arrangements and prepare credit memoranda and supporting documentation for presentation to the loan committee.
  • Communicate and promote the availability of other financially related services.
  • Provide financial advice and counsel to clients and prospective clients regarding trends and conditions of the business environment and general banking trends though bank approved sources. 

What You Bring to the Team:

Bachelor’s degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience and seven (7) years or more of progressively responsible banking or related agricultural lending experience. 

  • Demonstrates credit and analytical skills. 
  • Demonstrates knowledge of bank products, services, and bank operations. 
  • Demonstrates proficiency in organizing and prioritizing work to meet deadlines. 
  • Exceptional written and verbal communication skills. 
  • Exceptional persuasive and interpersonal skills.  
  • Demonstrates ability to be self-starter and show initiative. 
  • Demonstrates ability to manage time effectively to balance new & existing relationships to meet goals. 
  • Ability to prospect and network at various levels within a company. 
  • Must have the ability to perform basic office tasks and work in a typical office setting.
  • Employee will be sitting for extended periods of time and accomplishing work at a desk and work at a computer for an extended period of time.
  • Must have strong written and verbal communication skills to adequately convey ideas and work well with a team.
  • Work during established business hours and may require occasional weekend and/or evening work.
  • Travel required.  

Why Farm Credit Bank of Texas:

Benefits are an integral part the Farm Credit Bank of Texas total compensation package. We offer comprehensive, affordable and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance.

  • Flexible health and wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more…
  • 401(k) plan that includes an employer match and additional employer contribution
  • Long-term disability and life insurance
  • Vacation leave, sick leave and paid holidays
  • Option to use sick leave to take your pet to the vet for emergency services
  • Up to five days per year to volunteer in local community organizations, services or events
  • Ongoing professional development opportunities
  • Generous tuition reimbursement program
  • Physical fitness incentive plan
  • Employer matching gifts program


Important note: We care about your hiring process and take it seriously. There is a real person behind the screen and response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. Unfortunately, we are unable to personally follow-up with each and every applicant, but we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit. Please be assured, we will contact you if that is the case!
 
AA/EOE/M/F/D/V

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Farm Credit Bank of Texas is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, national origin, protected veteran status, sexual orientation, gender identity or genetic information.

Persons with disabilities who require an accommodation to complete the application process should contact us at recruiting@farmcreditbank.com to request accommodation in the application process.